liveonearth: (Default)
http://www.youtube.com/watch?v=XpLFq4R_StI

This series is recommended by the instructor of our business courses. I haven't watched yet but I think I may.
liveonearth: (Default)
Why People Secretly Fear Creative Ideas
Why creative ideas are often rejected in favour of conformity and uniformity.
http://www.spring.org.uk/2011/12/why-people-secretly-fear-creative-ideas.php
by Jeremy Dean who is currently a researcher at University College London, working towards a PhD, having previously completed an MSc in Research Methods in Psychology at the same institution. Before that he obtained a Graduate Diploma in Psychology. His first degree was in Law and before studying psychology he had a career in the internet industry.
text )
liveonearth: (endless_knot)
‎A creative man
is motivated by the desire to achieve,
not by the desire to beat others.

--Ayn Rand
liveonearth: (concerned eye)
This might end up being important:

Under the deal announced Friday, Verizon will pay $3.6 billion to Comcast, Time Warner and Bright House Networks to use a swath of cellphone airwaves that the cable giants own but do not use. That would cement Verizon’s status as the dominant wireless carrier and give it access to valuable spectrum at a time when its primary rival — AT&T — is struggling to expand its network through a controversial proposed merger with T-Mobile.

The rest of the story on the Washington Post
liveonearth: (pyramid eye)
OK, so everybody's talking about it. I'm no tax expert, but I hear the liberals saying that it's "ludicrous" and worse. The assertion is that it shifts the tax burden from the rich to the poor and middle class. While this might be true if all you consider is the rate that we are SUPPOSED to pay, I have my doubts about its ultimate truth. The reason for my doubts: the more people make, the more they invest in ways of avoiding taxation. Loopholes. Shelters. Dodges of every kind. Since I'm planning on starting up a new business soon, I've been studying up on such things. There are lots of ways that business can take advantage of the tax structure to pay far less than the rate that is supposedly being paid. The upside of the flat tax idea: simplicity makes it much harder to hide all the places where you get away with not paying. Exemptions. Expense accounts. Fancy accounting. The appeal of simplicity is that perhaps, just maybe, the result might be the opposite of what the liberal media is spewing right now. The proof is yet to come on either side. Certainly the system we have now is messy.

Anybody out there have something more than talking points to spew about this?
liveonearth: (gorilla thoughtful)
I'm between an iphone and a cheap prepaid phone. I now have an LG. I could live without texting though it is cool. My finances are uncertain, so it is tempting to live on the cheap to sustain. On the other hand, it is tempting to get the tools that are likely to make me most successful, and the iphone could be one of those tools. What say you?
notes on what you guys say will accumulate )
liveonearth: (line exploration)
Strategy is scarcity’s child
and to have a strategy,
rather than vague aspirations,
is to choose one path
and eschew others...

--Richard P. Rumelt
liveonearth: (Default)
At least, that's what I heard on the radio. Whenever I hear that "Everybody" says something, I am immediately suspicious. Everybody? OK then, what jobs do we want? Jobs with health insurance, and a paycheck, right? How about a desk, a telephone, and a computer? A window? A coffee maker? Boy now we're talking about the kind of job I could go for. But is that really what we need? I mean WHAT DO WE NEED?

I think we need a bunch of adventurous entrepreneurs to figure out what it is that we really need, and get busy developing the means of production. I went to naturopathic medical school because I see natural medicine as a sustainable and beneficial profession in which I can continue to serve no matter what the economic condition of my community. I am going to offer my assistance, and I trust that my knowledge and service will be of adequate value to allow me to live a good life.

I don't want a job!!! Jobs for me have been dead ends, places where I can get comfortable while my life drains away doing someone else's work. When do I get to do MY work? To be creative? To do my good for the world?? I saw this culture headed for the brink a long time ago. And it's still headed that way. I want to create a window to a better future.

What do we really need after all? A safe and comfortable place to call our own. It doesn't have to be fancy. We all need shelter, somewhere to keep our pillow and toothbrush. We all need fresh water, and good food, and we all need touch and love. That's about it! Jobs and insurance are figments of this paradigm that's headed for the drink.

today's news: U.S. poverty rate rises to 15.1 percent, number of uninsured Americans hits record high  )
liveonearth: (Default)
....this is a "holy shit!!" for me....

from the Washington Post:
----------------------------------------
Economy/Business News Alert: Apple surpasses Exxon to become world's largest company
August 9, 2011 1:35:58 PM
----------------------------------------

Apple overtook Exxon Mobil as the world’s most valuable company Tuesday, as the computer company’s stock continued to defy a slowing market.

The changing of the guard is due in part to a market slowdown that has depressed oil prices and taken Exxon Mobil stock down significantly. But the switch is also a testament to Apple’s gravity-defying growth.
liveonearth: (Default)
That's my reaction, anyway. I never got a double A+ for doing stuff that foolish. The student loan bubble has yet to pop... Probably lots of these other agencies getting downgraded are also severely compromised. No one wants to admit it for fear of causing our house of cards to topple all at once...

----------------------------------------
Economy/Business News Alert: S&P downgrades Fannie Mae and Freddie Mac
August 8, 2011 11:14:28 AM
----------------------------------------

Standard & Poor’s Ratings Services on Monday downgraded the credit ratings of Fannie Mae and Freddie Mac and other agencies linked to long-term U.S. debt.

The agency also lowered the ratings for: farm lenders; long-term U.S. government-backed debt issued by 32 banks and credit unions; and three major clearinghouses, which are used to execute trades of stocks, bonds and options.

All the downgrades were from AAA to AA+.

http://link.email.washingtonpost.com/r/O914NF/8ADZ6H/IEIEV7/H0P74R/G2BX7/4O/h

For more information, visit PostBusiness.com

----------------------------------------
liveonearth: (Default)
This was so good I'm going to listen to it again:
liveonearth: (Default)
In order:
1) EXXON Mobil: 2009 $19 billion in profits, paid no taxes and got a $156 million IRS rebate according to SEC
2) BANK of AMERICA: 2010 $4.4 billion in profits, nearly $1 trillion bailout, and $1.9 billion tax refund
3) GE: $26 billion in US profits past 5 years, $4.1 billion tax refund (friends work there)
4) CHEVRON: 2009 $10 billion profits, $19 million tax refund
5) BOEING: $30 billion Pentagon contract, $124 million tax refund in 2010 (plant in my hometown)
6) VALERO Energy: 2010 $68 billion in sales, $157 million tax refund, and $134 million tax break from the oil and gas manufacturing tax deduction (25th largest co in US)
7) GOLDMAN SACHS: 2008 profit $2.3 billion, $800 billion bailout, paid 1.1% of its income in taxes
8) CITIGROUP: 2010 over $4 billion in profits, $2.5 trillion bailout, paid no federal income taxes (worst credit cards I ever had, except maybe for AmEx)
9) CONOCOPHILIPS: 2007-09 made $16 billion in profits, received $451 million in tax breaks (oil & gas deduct) (#5 oil co in US)
10) CARNIVAL Cruise Lines: 2005-10 made $11 billion in profits, fed income tax rate 1.1%

Sanders suggests:
--closing corporate tax loopholes
--eliminating tax breaks for oil and gas companies
--introduced legislation to impose a 5.4% surtax on millionaires-->$50 billion a year
--spending cuts must be paired with new revenue

SOURCE
compiled by Senator Bernie Sanders
http://carloz.newsvine.com/_news/2011/03/27/6355442-tax-time-not-for-giant-corporations-the-top-ten-tax-avoiders-who-refuse-to-pay-up-and-share-the-sacrifice
Hat tip: BuzzFlash.com
liveonearth: (Default)
I'm happy to report that in Virginia, today, US District Court Judge Henry Hudson offered a 42 page opinion saying that individuals cannot legally be compelled by the feds to buy insurance or pay a fine. We already knew that this wasn't constitutional, but it's good to see the legal system kick into action. Obama, of course, was a constitutional law professor before he got into politics. He knew, as well as I knew, that this part of his law would not stand the test. What's interesting to me is the idea that he might have allowed this obviously unconstitutional bit to stay in the law to placate the insuro-medical business while he got the rest of the bill passed, which is much more practical and useful than the mandated insurance part. In other words, I think that he tricked the insurance companies, and that he's tricking congress too. He's smart, and he has the long view, and he knows that he will not get his way by putting his wish list on the table. So I continue to be impressed with Obama even though his critics act as if this is some kind of great embarrassment for him. He knew this would happen. He planned on it. The best thing about greed is that it gives people and businesses tunnel vision. Businesses don't care if a law is constitutional if it benefits their bottom line.
liveonearth: (Default)
What's up with that? I mean, as I look around, I am on this path toward naturopathy. Everybody I know or meet is going toward nursing or doctoring or acupuncturing, or working as a massage therapist, or treating addicts, or teaching yoga or meditation or nutrition, or opening up a practice, or getting a new certification, or writing a book about all the important stuff they've learned in life. We're all doing it. Some are ahead of others, but we're all going the same direction, like lemmings. Everybody's got a web page. Everybody's self-promoting, wanting to be the guru, wanting to be paid for what we know. We all are hip and cool. What next?

I wonder when the day will come that there's no money for what we know and can communicate, and the matter becomes what can we DO. Besides teach. Who was it that said those who can't do, teach? And why is it that my life is full of gurus or every stripe?? Or is it that my life is full of entrepreneurs, those who have the smarts to separate a sucker from his money for no more than an idea or an experience? And what in life is worth more than an idea or experience? And are they actually making a living with all this purveying of insight? Am I in a bubble? I must be in a tiny little cultural bubble.

I know I'm going around in circles. Seems to be status quo.

The question is, how does a guru dress? And how sincere does the smile really have to be? Because after a while, all those phoney blissed out guru smiles really get tired. It's hard to maintain the appearance of enlightenment. A lot of work, and the veneer is full of gaps.

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