Well I'm glad you're at least aware. These are frightening times for those who see. My plan is to live in gratitude for every comfort as long as I have them! I especially love a hot shower every night. How sad it could be to give up our fine standard of living! But then, I suppose we can imagine ways of preparing that could keep us laughing through the hard times. Plant fruit and nut trees at your new house! Set up a solar shower. I'll send some student loan money. What's your address? =-]